MT
Meridian Trust
Banking

Business Knowledge

Business type: Banking — Retail Lending · Change
optional
Domain model v5 · vocabulary only, no policy
4
Entities
14
Attributes
13/14
Instrumented
4/14
FIBO aligned

1 attribute is part of the vocabulary but populated by no telemetry in this unit. Rules written over them can only ever return Indeterminate — the publication gate flags this before a policy set goes active.

Entity map — Retail Lending
Click an entity to jump to it · arrows point from an entity to what it references
Loan Applicationloan_applicationRetail LendingExact1 not instrumented

A request for credit, and everything assessed about the applicant while it is open.

fibo-loan-ln-app:LoanApplicationapplicantcustomer (one)loanapplication
LoanloanRetail LendingExact

A booked credit contract and its terms over the life of the facility.

fibo-loan-ln-ln:Loanapplicationloan_application (one)borrowercustomer (one)collection_caseloan
CustomercustomerAccount-widePending review

The relationship the bank holds with a party. Shared across business units — Lending and Payments mean the same thing by it.

loan_applicationapplicantloanborrower
Collection Casecollection_caseRetail LendingInstitution-specific

A delinquency workstream opened against a loan, and how it is being worked.

loanloan (one)
FIBO coverage — Production 2026 Q2
4 of 14 attributes carry a FIBO term
2ExactSame concept, same scope.
1BroaderFIBO term is more general than ours.
1RelatedAdjacent, but not substitutable.
7Institution-specificOperational term. No FIBO equivalent expected.
3Pending reviewNot yet reviewed.

Alignment is recorded as annotation and is never read during evaluation, so it cannot change a finding. Terms are resolved against a pinned FIBO Production release and only Release-maturity ontologies are referenced. Attributes marked institution-specific are expected to have no FIBO equivalent — operational vocabulary is where a bank's own definitions live, and forcing a match there would make the rest of the alignment less trustworthy, not more.